Your Finances

Guidance on managing money during your university years, from budgeting basics to understanding student loans. Articles cover banking, credit scores, insurance and making your money stretch further.

Budgeting as a Student

Take control of your money as a student by listing necessities, tracking spending, and sticking to a realistic budget.

Building Up Financial Credit While Living at Home

Build credit while living at home during university by taking over household bills and opening accounts in your own name.

Credit Cards for Students

Students spend money fast when leaving home, so here's what you need to know about credit cards designed for your situation.

Get Yourself a NUS Card

Save money with a NUS card and get discounts at thousands of UK retailers and services.

Getting Credit While You're a Student

Student overdrafts and credit options can help cover costs, but weigh the risks before borrowing beyond your means.

Keeping Up Your Credit Score

How your credit score affects loan and credit card offers, and what factors lenders use to decide your terms.

Managing Your Student Loan

Help yourself avoid money shock at university by budgeting your student loan wisely and covering your biggest expenses first.

Paying Off Your Student Loan

Get a clear breakdown of how student loan repayments work and what you'll actually owe after graduation.

Questionnaire: Do You Budget Wisely?

Check your budgeting habits with this honest questionnaire and see if you're managing money as well as you think.

Student Loans: The Facts

Most graduates don't know exactly what they owe on student loans or when repayments start, but the rules are actually straightforward once you understand them.

The Facts About Student Banking

Most student bank accounts offer freebies, but focus on fees, overdrafts and credit limits before you sign up.

The Importance of Insurance as a Student

Students should understand how insurance protects against unexpected costs and financial hardship later in life.

Travel Expenses at University

Work out your travel budget at university by tracking where you go, how you get there, and what it costs each time.

Using Your Student Loan Wisely

Understand the different types of student loans available and how to borrow responsibly without taking on unnecessary debt.